Private student loans

Understand your rights and responsibilities when considering private loan options. Clear and accurate information can help you make informed choices, so you borrow only what you need and can reasonably repay.

The University recommends that private loans be considered only after all federal and state financial aid options have been exhausted. Private loans are made through third-party lenders and other financial institutions. Private loans are not subsidized or guaranteed by the federal government. Additionally, private loans are typically subject to a credit review, and individual lender terms and conditions will vary. For more information on the difference between federal and private loans, please visit the Consumer Financial Protection Bureau.

Private student loans may be available to both students and parents who are not eligible for federal financial aid or who need assistance beyond their financial aid eligibility. The lender determines eligibility, and amounts are limited to the cost of attendance minus other aid, including discounts and any other resources received.

Students may choose to use any eligible lender that offers private loans. The University does not maintain a list of lenders that offer private loans, nor will it endorse a particular lender. Students who need a focused resource to assist in finding a private loan may choose to use the list of private loan options developed by FinAid at

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Financial Services blog

Stay knowledgeable about financing your education. Kim Murphy, Financial Services community manager, offers the latest updates.

Financial aid FAQ

Do you have general questions about federal financial aid? Find useful answers on our financial aid FAQ page.

Repaying your student loans

Know what you’ll owe. To help you understand more about repaying student loans, we’ve compiled a list of responses to many frequently asked questions.

We also recommend that you visit to learn more about managing your monthly payments based on your total loan balance and interest rates.