Federal Financial Aid Plan

The Federal Financial Aid Plan is available to students who are interested in receiving federal grants, federal loans or both to pay for tuition in an eligible degree or certificate program.

A list of federal financial aid programs is available on the U.S. Department of Education Student Aid website under Types of Aid. To apply for federal financial aid, you must complete the following forms, available on the U.S. Department of Education site:

  • Free Application for Federal Student Aid (FAFSA)
  • Master promissory note (MPN) if applying for a federal loan

Students who anticipate using federal financial aid will also complete and submit these documents:

  • Entrance Counseling through iGrad
  • Financial aid application

To use federal financial aid for upcoming courses and materials fees, you may also choose to complete the Authorization to Apply Future Charges form. You are responsible for payment of tuition and course materials fees not covered by federal financial aid prior to the start of each course.

Federal financial aid programs

For more information regarding how to apply, eligibility, and maximum award amounts, please select a program below and proceed to the Department of Educations' Federal Student Aid website:

Students who choose the Federal Financial Aid Plan, may be allowed to defer tuition payment while the application is being processed. A Finance Advisor can provide further details.


You must reapply for federal financial aid each award year. The reapplication process must be complete at least 60 days before the end of the current academic year. Missing this deadline could mean that you no longer qualify for a financial aid deferment and will be required to comply with the terms and conditions of the Cash Plan for any upcoming course. For additional information, please contact a Finance Advisor.

Terms and conditions

Additional information is available, and we recommend that all prospective students consider the following:

  • You must attend school continuously, with no attendance breaks greater than 14 days, to retain disbursed federal financial aid funds. A leave of absence must be requested and approved if you require more than 14 days away from class.
  • Not all University of Phoenix® degree programs are eligible for federal financial aid. Please check with an advisor.
  • Review the Consumer Information Guide.

If the University determines that you are not eligible for federal financial aid and/or you do not provide all requested documentation, you will be immediately responsible for any outstanding balance and will be required to comply with the terms and conditions of the Cash Plan.

Students who do not comply with their primary financial option may not be allowed to attend classes. Your eligibility to start or continue attending classes is at the discretion of the University. A student may be administratively withdrawn for failure to make payment in a timely manner, preventing the student from attending future class sessions until the amount owed is paid in full or satisfactory payment arrangements are made. Finance Advisors are available to provide additional information.

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Financial Services blog

Stay knowledgeable about financing your education. Kim Murphy, Financial Services community manager, offers the latest updates.

Financial aid FAQ

Do you have general questions about federal financial aid? Find useful answers on our financial aid FAQ page.

Repaying your student loans

Know what you’ll owe. To help you understand more about repaying student loans, we’ve compiled a list of responses to many frequently asked questions.

We also recommend that you visit studentaid.ed.gov/repay-loans to learn more about managing your monthly payments based on your total loan balance and interest rates.